Why does my child need HPV vaccine? HPV is a common virus that infects teens and adults. About 14 million people, including teens, become infected with HPV each year. HPV infection can cause cervical , vaginal, and vulvar cancers in women and penile cancer in men. HPV can also cause anal cancer , cancer of the back of the throat oropharynx , and genital warts in both men and women.
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Teens are lousy drivers when they first get behind the wheel and car accidents are the leading killer of teens. These depressing stats are a major reason for your impending premium increase. Meet the Smith family. Jack the Dad is a bit older at 45, also has a spotless driving record and cruises around town in a Honda Accord LX. Keep in mind that while this list highlights the rate differences between cars, it does not necessarily reflect what your household will pay for car insurance. Your rates could be lower or higher. The biggest factors that affect your premium are your ZIP code and your teen's driving record.